The Hirer is responsible for the full cost of damage or loss to the rented vehicle. This can be reduced or eliminated by the options of auto coverage plans listed below:
Option 1. Collision Damage Waiver (C.D.W)
The hirer can limit liability for loss/damage to the rented vehicle and the third party by paying our Collision Damage Waiver (C.D.W.). The C.D.W charge per day and the liability amount for each vehicle type are as follows:
- Sedans and Hatchbacks cars = US$25.00 per day/US$500.00 Liability.
- 7 Passenger Van and Luxury Car = US$35.00 per day/US $700.00 Liability.
- SUV and 8 passenger vans = US$35.00 per day/US $1000.00 Liability
- Large SUV and Buses = US$50.00 per day/US$1900.00
N.B. If option 1 is taken, the liability amounts applicable will be taken as deposits. These will be refunded if there is no loss or damage to the rented vehicle. (REFUND WITHIN 48HOURS).
Option 2. NIL Coverage
The Hirer can eliminate his/her liability from the full cost in case of damage/loss to the rented vehicle and third party including road wheels by purchasing the C.D.W with Tyre Protection Fee (T.P.F.) at a daily cost of US40.00 per day for Sedan and hatchback cars and US$50.00 per day for 7 passenger and luxury cars and US$70 for large SUV and Buses. N.B. If option 2 is taken, a nominal deposit of between US$250.00 and US$450.00 will be required. It will be used if the vehicle is kept overdue and therefore leaves a balance due to us. This deposit is refundable and can be paid by a major credit card.
Some luxury vehicles may be excluded from this option and will attract a deductible.
The cost for the purchase of DVW is not refundable.
Nil Liability DVW coverage is not offered to persons under 25 years of age.
What’s Included:
- Loss/Damage to exterior due to collision or theft
- Loss/Damage to exterior fixtures e.g. side mirrors, wipers, antennae due to collision or theft
- Windscreen damage
- Damage to road wheels (tyres, rims, hubcaps)
What’s Not Included:
The following are not covered if the vehicle is returned with loss/damage to these interior items and there is no evidence or report of a break-in
- Mats
- Radio/CD/Tape
- Speakers
- Tools
- Spare Tyres
- Vents
- Upholstery, Carpets & other Fabric coverings
- Lost keys
- Damage to the undercarriage or engine as a result of negligent operation of the vehicle
Credit Card Auto Coverage
Fully Covered Cards
Some credit cards offer a Collision Damage Waiver (or Damage to Vehicle Waiver) for rentals on the island of Jamaica. Cardholders therefore have the option to decline to purchase our Collision Damage Waiver. However, it is the responsibility of the hirer to verify that this coverage is available in Jamaica before renting (Credit Card Beneficiary Letter). Further verification by our representatives may be required on arrival (Credit Card Beneficiary Letter). To expedite the rental process, the cardholder should request a copy of the coverage policy from the issuing bank or card company (Credit Card
Beneficiary Letter) and present this to the rental agent at the time the vehicle is being picked up. Verification checks should also be made beforehand about the types of vehicles that are covered, although most are. A nominal deposit will be taken towards loss/damage. If the amount for loss/damage exceeds that deposit, the additional amount will be called through. Cardholders, therefore, will be billed on the credit card for the full amount of the loss/damage. Cardholders are entitled to file a claim for reimbursement from their card company. All supporting documentation will be provided for subsequent claims for reimbursement.
Minute Rentals reserves the right to ask for a security deposit. This deposit is not a payment for CDW insurance.
Cards without Full Coverage
The purchase of a Collision Damage Waiver (CDW) is not mandatory. Hirers can choose not to purchase any of our CDW options. Such hirers will be billed for the full amount of the loss/damage. Minute Rentals reserves the right to ask for a security deposit as a guarantee which could be equivalent to the value of the vehicle. This deposit is not payment for CDW but would be used towards loss/damage. If the damage amount exceeds the deposit, the additional sums would become due.
Third-Party Insurance
Third party insurance is not included in the rental charges. The Third party Coverage is included in our Collision Damage Waiver policy, If renter decides to use a Credit card coverage a third party coverage must be accepted.
The hirer can limit liability for loss/damage to the third party by paying our Third Party Waiver (T.P.W.). The T.P.W charge per day amounts for each vehicle type are as follows:
- Sedans and Hatchbacks cars = US$15.00 per day/US$800.00 Liability
- 7 Passenger Van and Luxury Car = US$20.00 per day/US $1000.00 Liability
- SUV and 8 passenger vans = US$ 20.00 per day/US $1500.00 Liability
- Large SUV and Buses = US$35.00 per day/US$2500.00 Liability
Secondary Damage Waiver (S.D.W)
The Hirer is responsible for the full cost of damage or loss to the rented vehicle. This can be reduced by the purchase of our Secondary Damage Waiver (S.D.W) listed below:
The hirer can limit liability for Tyre and windscreen protection to the rented vehicle and the third party by paying our Secondary Damage Waiver (S.D.W). The S.D.W charge per day and the liability amounts for each vehicle type are as follows:
- Sedans and Hatchbacks cars = US$10.00 per day/US$800.00 Liability
- 7 Passenger Van and Luxury Car = US$20.00 per day/US $1000.00 Liability
- SUV and 8 passenger vans = US$20.00 per day/US $1300.00 Liability
- Large SUV and Buses = US$35.00 per day/US$2300.00 Liability.
Does not apply to custom or designed rims.
